If you have concerns or questions, why not contact us? Our team are here, ready to help you.
We thoroughly recommend that before getting in touch directly with us, that you read our FAQ page
Who qualifies for a personal loan?
Everyone should be able to access loan funds when they need them, and we are committed to assisting you to achieve this. The basic qualifying criteria are that you are are over 18 years old, you are employed with a regular income, you have a permanent address, and you have a valid checking account. During the application, you will be asked to provide these things, as well as basic identifying information.
Is there a credit check to get a loan?
During our application process, there is no credit check whatsoever. We perform a basic identity verification check, which just confirms that your address is correct. However, this does not allow us any access to credit information. In some cases, lenders will find it necessary to perform a credit check before loan funds are directly deposited into your account, but you will always be notified before this occurs.
Are loans available in my state?
In some states, certain loan types are not available. This is due to lender eligibility, or state legislation. We always encourage you to compare all loan options that are available to you to get the best terms. Due to the state law of New York regarding interest rate caps, GetMyLoans™ is not able to offer loans to New York consumers. Additionally, all transactions performed via this site are processed through the state of Florida, regardless of where you may be.
Will I be able to borrow enough money?
Loans start from £100 to £3,500, but the total amount you could borrow depends on many factors, including your income and how affordable the repayment terms would be for your budget.
What APR rates are available?
Undefined Shortcode or higher – the rate that you’re offered will be determined by the lender in response to the data you’ve provided within your application.
How will I receive the loan?
All loan funds are directly deposited into the checking account you used for your application. This occurs after the application is complete and you have accepted a loan offer. After you’ve signed the paperwork electronically, loan funds are typically deposited into your account within 24 to 48 hours. This may vary depending on the lender and the processing time of your bank.
How long will it take to be approved for a loan?
The entire application and approval process can be completed in 10 minutes. You’ll be notified instantly if you are approved.
Can I complete the application over the phone?
The loan application process is completed 100% online. There is no telephone service at this time. This is designed to make it extremely simple and fast to apply for a loan.
How do I repay my loan?
In order to make repayment easy for you, payments are automatically charged to your checking account per the payment schedule that was arranged in your loan agreement. When the due date for your loan arrives, the repayment will be made automatically. You never have to worry about missing payments or making manual payments.
What do I do if I’m struggling to afford repayments?
If you are struggling to afford loan repayment, it is very important to contact the lender and allow them to assist you. Communication ensures that you can work together to make the repayments affordable. There are also debt relief services that the lender may be able to refer you to for assistance.
How secure is my personal information?
All of your data is completely secure through our network. We use state-of-the-art encryption to sure that any information submitted to us is protected. We use McAfee to encrypt all communication.
. Within this valuable resource you will be able to access the questions posed by our valued customers most regularly.
Are You a First-Time Client?
We welcome the chance to discuss our services. Please contact us below.
Have You Already Applied?
If you have already applied and been accepted for a loan, please get in touch with the lender directly. Refer to the acceptance email to find contact information for the lender. Thank you for allowing us to connect you with a first-rate loan.
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